PRAKTIK GADAI SAWAH TANPA BATAS WAKTU DI DESA PUU WAEYA KECEMATAN MATAOLEO KABUPATEN BOMBANA DALAM PERSPEKTIF EKONOMI ISLAM

JUSMAEDA NIM: 17050101102, J (2022) PRAKTIK GADAI SAWAH TANPA BATAS WAKTU DI DESA PUU WAEYA KECEMATAN MATAOLEO KABUPATEN BOMBANA DALAM PERSPEKTIF EKONOMI ISLAM. Skripsi thesis, IAIN KENDARI.

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Abstract

ABSTRAK Jusmaeda (2021). Program Studi Ekonomi Syariah Institut Agama Islam (IAIN) Kendari, Praktik Gadai Sawah Tanpa Batas Waktu Di Desa Puu Waeya Kecematan Mataoleo Kabupaten Bombana Dalam Perspektif Ekonomi Islam. Dibimbing oleh Dr. Muhammad Hadi, M. HI dan Dra. Beti Mulu, MPd.I Penelitian ini bertujuan untuk mengetahui pelaksanaan praktik gadai sawah tanpa batas waktu di Desa Puu Waeya kecematan Mataoleo Kabupaten Bombana. Untuk mengetahui pandangan ekonomi Islam terhadap praktik gadai sawah tanpa batas waktu di Desa Puu Waeya Kecematan Mataoleo Kabupaten Bombana. Metode pengumpulan data yaitu wawancara dan dokumentasi dengan menggunakan metode analisis deskriptif dengan menggunakan pendekatan kualitatif. Hasil pembahasan menunjukan pelaksanaan praktik gadai sawah yang dilakukan oleh Masyarakat Desa Puu Waeya Kecematan Mataoleo Kabupaten Bombana. Yakni Penggadai (Rahin) menggadaikan sawahnya kepada penerima gadai sawah (murtahin) yang memberikan pinjaman uang. Kemudian sawah tersebut berpindah tangan kepada pihak penerima gadai sawah (murtahin). Selama berada di tangan pemberi hutang, hak penggarapan, penanaman dan hasil panen sawah berada ditangan pemberi hutang sampai penggadai melunasi utangnya. Selain itu masyarakat yang melakukan gadai sawah tidak mengikutsertakan bukti tertulis dan juga tidak adanya saksi dalam perjanjian gadai sawah yang dilakukan. Praktik gadai sawah yang dilakukan sudah memenuhi semua rukun gadai namun masih terjadi masalah karena terbatasnya pengetahuan masyarakat mengenai tata cara pelaksanaan gadai yang sesuai dengan Islam. Bila dilihat dari segi ekonomi Islam, pelaksanaan gadai sawah yang terjadi di desa tersebut belum sesuai dengan unsur tolong-menolong sebagaimana yang dianjurkan dalam Islam justru mengandung unsur kezaliman antar sesama. Kata Kunci: Pandangan Ekonomi Islam, Gadai Sawah Tanpa Batas Waktu. x ABSTRACT Jusmaeda (2021). Islamic Economics Study Program, Islamic Institute of Religion (IAIN) Kendari, The Practice of Pawn Paddy Fields Without a Time Limit in Puu Waeya Village, Mataoleo District, Bombana Regency in an Islamic Economic Perspective. Supervised by Dr. Muhammad Hadi, M. HI and Dra. Beti Mulu, MPd. I This study aims to determine the implementation of the practice of pawning rice fields indefinitely in Puu Waeya Village, Mataoleo District, Bombana Regency. This study aims to determine the view of Islamic economics on the practice of pawning rice fields indefinitely in Puu Waeya Village, Mataoleo District, Bombana Regency. Data collection methods are interviews and documentation using descriptive analysis method using a qualitative approach. The results of the discussion show the implementation of the practice of pawning fields carried out by the Puu Waeya Village Community, Mataoleo District, Bombana Regency. Namely the pawnbroker (Rahin) pawns his rice field to the recipient of the pawned field (murtahin) who provides a loan of money. Then the field changes hands to the recipient of the pawn of the field (murtahin). As long as it is in the hands of the debtor, the right to cultivate, plant and harvest the rice fields is in the hands of the debtor until the pawner pays off his debt. In addition, the people who pawned the fields did not include written evidence and there were also no witnesses in the pawning agreement. The practice of pawning the fields has fulfilled all the pillars of the pawn but there are still problems due to the limited knowledge of the community regarding the procedures for implementing the pawn in accordance with Islam. When viewed from the perspective of Islamic economics, the implementation of pawning the fields that occurred in the village was not in accordance with the elements of mutual assistance as recommended in Islam, in fact it contains elements of tyranny among others. Keywords: Islamic Economic View, Pawn Paddy Without Time Limit.

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