PERILAKU NASABAH DALAM PEMBIAYAAN DI PT BIMA MULTI FINANCE KELURAHAN KORUMBA KECAMATAN MANDONGA KOTA KENDARI PERSPEKTIF EKONOMI SYARIAH

SARFIAN NIM 16050102034, S (2022) PERILAKU NASABAH DALAM PEMBIAYAAN DI PT BIMA MULTI FINANCE KELURAHAN KORUMBA KECAMATAN MANDONGA KOTA KENDARI PERSPEKTIF EKONOMI SYARIAH. Skripsi thesis, IAIN KENDARI.

[img] Text
SKRIPSI_judul_1.pdf

Download (4MB)
[img] Text
SKRIPSI_bab 1_2.pdf

Download (3MB)
[img] Text
SKRIPSI_bab 2_3.pdf

Download (3MB)
[img] Text
SKRIPSI_bab 3_4.pdf

Download (3MB)
[img] Text
SKRIPSI_bab 4_5.pdf
Restricted to Registered users only

Download (3MB)
[img] Text
SKRIPSI_bab 5_6.pdf

Download (3MB)
[img] Text
SKRIPSI_lampiran_7.pdf

Download (5MB)

Abstract

ABSTRAK SARFIAN NIM 16050102034 “PERILAKU NASABAH DALAM PEMBIAYAAN DI PT BIMA MULTI FINANCE PERSPEKTIF EKONOMI SYARIAH”. Dibimbing oleh Dr. Husain Insawan, M.Ag sebagai Pembimbing I dan Dra. Beti Mulu,M.Pd.I sebagai Pembimbing II. Penelitian kualitatif bertujuan untuk mengidentifikasi fakta-fakta yang ada di lokasi penelitian. Data dikumpulkan melalui wawancara, observasi dan dokumentasi. Hasil penelitian menunjukkan bahwa Bentuk-Bentuk pembiayaan PT Bima Multi Finance adalah dengan menjaminkan BPKB motor maka para nasabah dapat dibantu kebutuhan ekonominya. dilihat dari proses pendaftaran/administrasi nasabah (semua nasabah diwajibkan untuk melengkapi berkasnya), tagihan angsuran (bagi nasabah yang menunggak angsuran kreditnya maka mereka dikenankan sanksi berupa suku bunga sebesar 0,5% dari angsuran perbulannya) dan asuransi/kehilangan kendaraan (apabila ada nasabah yang kehilangan kendaraannya maka mereka wajib melapor 1x24 jam agar pihak kantor secepatnya memproses laporan nasabah). Motif perilaku nasabah dalam mengajukan pembiayaan adalah untuk biaya pendidikan, modal usaha dan biaya kehidupan sehari-hari. Sedangkan Perspektif Ekonomi Syariah terhadap Perilaku Nasabah di PT. Multi Finance Kelurahan Korumba Kecamatan Mandonga Kota Kendari sesuai sesuai dengan prinsip ekonomi syariah yakni dengan menggunakan prinsip Saling Tolong menolong, Prinsip Keadilan dan Prinsip Ma’ad. xi ABSTRACT SARFIAN NIM 16050102034 "CUSTOMER BEHAVIOR IN FINANCING AT PT BIMA MULTI FINANCE SHARIA ECONOMIC PERSPECTIVE". Supervised by Dr. Husain Insawan, M.Ag as Advisor I and Dra. Beti Mulu, M.Pd.I as Advisor II. Qualitative research aims to identify facts in the research location. Data were collected through interviews, observation and documentation. The results showed that PT Bima Multi Finance forms of financing by guaranteeing the BPKB motorbike so that customers can be helped by their economic needs. seen from the customer registration / administration process (all customers are required to complete the file), installment bills (for customers who are in arrears in their credit installments, they will be subject to sanctions in the form of an interest rate of 0.5% of their monthly installments) and insurance / loss of vehicle (if there are customers those who lose their vehicle are required to report 1x24 hours so that the office processes customer reports as quickly as possible). The motives for customer behavior in applying for financing are for the cost of education, business capital and the cost of daily living. Meanwhile, the Islamic Economic Perspective on Customer Behavior at PT. Multi Finance Kelurahan Korumba, Mandonga District, Kendari City is in accordance with the principles of sharia economics, namely by using the principles of mutual help, the principles of justice and the principles of Ma'ad.

Item Type: Thesis (Skripsi)
Additional Information: PEMBIAYAAN, BANK, NASABAH, PELAYANAN
Uncontrolled Keywords: PEMBIAYAAN, BANK, NASABAH, PELAYANAN
Subjects: Bank
Bank Islam
Ekonomi
Divisions: Fakultas Ekonomi dan Bisnis Islam > Prodi Perbankan Syariah
Depositing User: Andi Nila Nurfadhilah
Date Deposited: 28 Jan 2022 00:47
Last Modified: 28 Jan 2022 00:47
URI: http://digilib.iainkendari.ac.id/id/eprint/3326

Actions (login required)

View Item View Item